May 26, 2011

Credit One: Read the Details

Buon giorno. You know I try to sound the alarm now and then. After all, I hate seeing people get ripped off, get viruses, scammed or whatever. This monstrosity came in the mail, and I'm going to show the world how cafones like this gang conduct business. Many people want to begin, improve or rebuild their credit rating, often after declaring bankruptcy. Sneaky people play on the hopes and sometimes desperation of people.

This one is not the worst, it's just typical. In the picture (click for larger), you'll see that this company is "CreditOne". Their logo looks deceptively similar to CapitalOne, that's the first thing that bothered me. And you're "pre-approved" unless they decide you're no good after all. Well, even legitimate companies pull this trick, so I can't complain too loudly. By the way, I think the pretend credit card that companies attach is kind of insulting; we know what a credit card looks like, Leroy. There's an expiration date, but so what? It will overlap with the offer that they'll send in another week or two.


This next picture is where I want people to pay close attention. The Annual Percentage Rate is not all that impressive, but keep reading. There is no grace period for purchases. Most legitimate companies will not charge you as soon as the purchase hits their computers, but these exploiters jump right on that. So throw out the concept of the ideal credit card use, where you use it during the month, get the bill, pay it all off and do not pay any interest. Not these guys.

And what's that? An annual fee! Not a chance, Chauncy. Cowboy Bob doesn't pay for the privilege of owning a card and paying your other fees. No siree. Oh, and there's a fee for an additional card for another user, but that's hit-and-miss with legitimate credit card companies.
As I said earlier, this is not the worst I've seen. Wish I had one to show you, but that company learned not to send me their crapola. They were astonishingly deceptive as well as insulting. Guess they want people to be in a hurry to sign up. That one said, "No annual fee!" That was true. Instead, these jerks hit you with a monthly fee! If I recall correctly, that other one not only had the monthly fee, but a setup fee and several other outlandish fees tacked on.

If I do happen to find another of those outrageous credit card applications, I'll show you. But I'm not expecting one, especially since I have platinum cards with legitimate companies.

Even so, let this one be a lesson. Don't be in a hurry, or it can cost you, capice? Take the time to read the information on the terms, look for fees, whatever. Especially if it's from a company that you've never heard of and is trying to trick you into thinking they're a different company altogether. But as far as I can tell, this one and others are not doing anything outright illegal. Be careful, OK?

May 22, 2011

Christians Slaughtered in Nigeria


While many in Nigeria were still celebrating the victory of Christian presidential candidate Goodluck Jonathan, Christians in northern Nigeria were grieving over the mass graves that would be the final resting place of their loved ones.


Shocking scene of carnage in Nigeria
International Christian Concern (ICC) is reporting that in the Muslim north, Muslim mobs reacted to the news of Goodluck’s election on April 18th by launching massive simultaneous attacks against Christians in almost every northern state.

The mobs massacred hundreds of Christians, torched more than 300 churches, and destroyed countless Christian homes.

Read the rest of the article here.

Gagaville Updated


Not much to say here. I did a post on "Stormbringer's Auxiliary Thunder" showing the relentless push that Zynga is giving Farmville's "Gagaville" (which I call either Slutville or Gag-Me-Ville). The link to the picture post is here, and my previous complaint is here

One reminder, in one way I really don't care. But in another way, they (Zynga) are hypocrites for not allowing children to see alcoholic beverages in Farmville (allegedly on principle), but then promoting an album by this sex fiend.

Yeah, I know, I'll take heat from "enlightened" people and self-styled "intellectuals" for taking a stand on morality and values. Sucks, donut?

Update to the update:
This kind of stuff keeps coming to my Inbox — and I haven't been playing Farmville for weeks now. Do not want!

May 17, 2011

Is This What They Call “Tolerance”?


A couple of things this time around. First, the Christian fish symbol ichthus is getting out of hand. Not so much by Christians, our symbol is ancient and uncluttered:

Then someone decided to essentially raise a middle finger to it and make a Papa Darwin version, as seen in the cartoon at the top. Yes, I know they're out of order, I wanted to lead with a colorful 'toon, OK?


Anyway, someone even more clever hit back with "Truth":

I should get got one of those!

My earlier "out of hand" remark is because there are many more designs available. Several are marketed toward obstreperous atheists, and some are marketed toward sci-fi loving virgin geeks. Even more can be had. Clutter!

So anyway. This is an appropriate celebration of getting my autographed copy of The Lie: Evolution by Ken Ham replaced.

 
Here is an article from "Answers in Genesis":

In today’s secularized culture, we often hear people (particularly leftist humanists) demand what they call “tolerance.” Christians are often accused by these humanists of being “intolerant.” I have heard the accusation of “intolerance” against AiG and what we teach many times over the years.  However, what I have found is that usually those who call for what they call “tolerance” are extremely intolerant of the absolutes of Christianity. What they mean by “tolerance” is often a tolerance of all views that agree with theirs, but an intolerance of views that disagree with theirs.
Two interesting news items I read this week seem to illustrate this. It is also a sign of our increasingly secularized culture, with its growing anti-Christian sentiment.
The first item comes from the United Kingdom.

Nope, now you'll have to click and read the rest of the article at its source:

May 16, 2011

Bin Laden was a Harmless Old Man

This harmless old man only had one crime: Cheering for the attacks on America. Other than that, he never bothered anyone.

Anyone who believes that rubbish needs his medication adjusted. This news just in:

Just before his death, Osama bin Laden told London sleeper cells to carry out attacks. Read more here. Also linked here.

Addendum: B. Hussein Obama says that bin Laden wasn't a Muslim leader. Yeah, sure. Only Obama Zombies believe that tripe! Well, the question has been raised: If he wasn't a Muslim leader, why was he buried at sea within twenty four hours? By the way it adds fuel to my own fire that B. Hussein Obama is a closet Muslim, what with giving the carcass such dignities. Did you know that with slain murderers, the ceremonies are often postponed because of post mortems? Yup, I'm still a bit suspicious.

May 13, 2011

Gagaville

WARNING: NOT IN FRONT OF THE KIDS


"Let’s have some fun, this beat is sick
I wanna take a ride on your disco stick
Don’t think too much just bust that stick
I wanna take a ride on your disco stick"
— Lady Gaga

Hey, doesn't that make you hot? Put some lustful thoughts into your mind? Is it fun? Is it cute when your kids sing it?
Here, try some more:
  • And baby when it’s love if it’s not rough it isn’t fun fun
  • I want your ugly, I want your disease
  • The only place you wanna be is underneath my Christmas tree, light me up with me on top lets falalalalalalala...my Christmas tree is delicious
By the way, there seems to be some occult imagery in her material as well. 

"Come on, Cowboy Bob! There are worse things out there!"

No kidding? I had no idea. Guess what? There are far better things out there, too.

Listen, I don't really care what people choose to put into their minds. If you want lust, nonsense, occult or whatever else to influence your thinking, that's your business. But...

Enter Zynga, the social network game company. "Zynga is committed to transforming the world through virtual social goods. Zynga players have made real change by raising millions for several international nonprofits since Zynga.org launched in October 2009." Ummm...OK.

Zynga is also committed to making money, let's be honest here. They are constantly striking deals with big businesses to promote their materials. I have a Frito-Lay truck and an American Express windmill in Farmville.  And you can bet that Zynga is not doing the promotions to about 65 million players of their games just to be pals.

Now they're teaming up with Lady Gaga to promote her new "Born This Way" album. The new product? Gagaville. I received the e-mail a little while ago.

Frankly, this strikes me as a bit hypocritical. If you are one of the six percent of the Farmville players under age 21 (I think that's the percentage, anyway), your winery will not produce wine, but will produce coolers and juice products instead. Protecting the kiddies? And yet they'll actively promote the material of a pro-perversion, sex-obsessed performer. Hey, maybe they'll restrict play to people who are over 21. Nah, who am I kidding?

Listen, Zynga. I've tolerated unresolved flaws in game play, "quests" when I wanted to play in other ways, having my items electronically "stolen" (they disappear), neighbors not receiving items I have sent to them, overall "bugginess" and other irritations. But this bugs me quite a bit.

I find it very off-putting. Maybe it's time to stop playing Zynga games and use my time more productively.

May 11, 2011

Let Me Ax You Something Else

Edited
Buon giorno. In my business, keeping secrets is paramount. Sometimes when I send Lela and Nicky out to collect payments, they have no idea who they are calling on until they get most of the way there. But never mind about that now.

For what I am about to say, I received no vig. Why should I? It's Open Source, and free.

On another computer, I had a copy of AxCrypt by Axantum. This little dandy lets you encrypt your files so that nobody can get at them (even Hal the Hacker was impressed). You can make a self-extracting .EXE file and pass it along. This is quite different from TrueCrypt (also Open Source), which "mounts" a virtual drive on your computer, and knows how not to be seen. Bit of a steep learning curve for the details, though, but exceptionally secure. AxCrypt, in its default state, does not hide the fact that a file is encrypted. But so what?

I was impressed earlier today when I found a leftover archived encrypted file (yeah, big words again, but you have to learn them sometime). This file had been shuffled from hard drive to portable hard drive to another portable hard drive. The original Windows XP system was long gone, and I was looking at it on a 64 bit Windows 7 computer. I could see several reasons why this would have to be deleted.

I looked up AxCrypt's site. They have AxDecrypt now, in addition to their main installed piece. And it worked! I had the password and it was accepted because it was built in to the encrypted file, so to speak. This impressed me because the company was being so consistent.

They've expanded since I last checked in. As I said, they have the decrypter. But they also have a portable version (no, I haven't tested it yet), and the company has Xecrets. Isn't that a clever name? Anyway, this one is a subscription service that stores your files "in the cloud" (that is, online...why are people hung up on sky images for this stuff?), so you can access them anywhere. I don't feel the need for "cloud" stuff like that one because I have KeePass, the Open Source password safe. They have a portable version, so I can store the main file (or a copy) online or on a flash drive or other portable device. Like the Lord of the Rings, one password to rule them all, and then store all of your passwords in it. As well as your other information, it's quite safe.

Do you want a "back door"? Pervert. No, I'm talking about a back door to get into the software and recover your information in case you lose your passwords. If that happens, I will refer you to the ancient philosopher Lao Tzu, who said, "Sucks to be you". Ain't got no.

So there you have it, an update on some very useful ways to keep things secret. Even knowing what I use won't help you, though. Arrivederci, Baby!

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